Financial tips for your start in Switzerland: withholding tax, reference interest rate, rental deposit, health insurance and budget planning. Clearly explained with templates.
How to protect your rental deposit in Switzerland. With handover checklist, photo documentation, timelines and common dispute points to get your deposit back faster.
The reference interest rate is 1.25 percent. Learn how to check eligibility and request a rent reduction with a template, timelines and a clean process.
Swiss withholding tax explained. How to spot payslip mistakes, when NOV makes sense and how not to miss the March 31 deadline. Includes templates.
You usually have 3 months to get basic health insurance after moving, but coverage is retroactive. Choose correctly without stress, incl checklist and templates.
Which bank account suits you as an expat or student in Switzerland? Neon, Yuh or Zak? Big bank or cantonal bank? Fees, foreign currency and account opening in an honest comparison.
