Financial tips for your start in Switzerland: withholding tax, reference interest rate, rental deposit, health insurance and budget planning. Clearly explained with templates.
A flatshare is one household with one bill of CHF 335. As a weekly resident you pay only at your main residence. Who pays, who is liable, who is exempt.
Protect your rental deposit in Switzerland: handover checklist, photo docs, timelines and dispute points so you get your deposit back faster.
The Swiss reference rate is at 1.25%. When you can claim a rent reduction, how much is realistic and how to request it from your landlord.
Swiss withholding tax explained. How to spot payslip mistakes, when NOV makes sense and how not to miss the March 31 deadline. Includes templates.
You have 90 days after moving to get Swiss basic insurance, and premiums apply retroactively. The rule explained plus 7 enrolment mistakes to avoid.
Which Swiss account fits expats? Neon, Yuh and Zak compared on fees and foreign currency, with the 2025 test winner. Open yours in 10 minutes.
