Back to blog
Finance

Finance

Financial tips for your start in Switzerland: withholding tax, reference interest rate, rental deposit, health insurance and budget planning. Clearly explained with templates.

5 articles
Handover checklist and keys during a rental handover in Switzerland
11 min30.01.2026

Rental Deposit in Switzerland, How to Hand Over Without Disputes (incl. Handover Checklist Template)

Protect your rental deposit in Switzerland: handover checklist, photo docs, timelines and dispute points so you get your deposit back faster.

Jens Herbst
Jens Herbst
Read article
Rent reduction request in Switzerland, letter template and reference rate
12 min01.02.2026

Reference interest rate 1.25 percent, rent reduction in Switzerland, how to request it properly

The reference interest rate is 1.25 percent. Learn how to check eligibility and request a rent reduction with a template, timelines and a clean process.

Jens Herbst
Jens Herbst
Read article
Swiss withholding tax, checking your payslip and NOV deadline
13 min05.02.2026

Swiss withholding tax, what expats need to know, NOV, 120k threshold, March 31 deadline

Swiss withholding tax explained. How to spot payslip mistakes, when NOV makes sense and how not to miss the March 31 deadline. Includes templates.

Jens Herbst
Jens Herbst
Read article
Swiss health insurance after moving, documents and deadlines
12 min03.02.2026

Swiss health insurance after moving, the 90 day rule and 7 common mistakes to avoid

You have 3 months to get Swiss basic health insurance after moving (coverage retroactive). Choose correctly without stress, checklist and templates.

Jens Herbst
Jens Herbst
Read article
Opening a bank account in Switzerland, smartphone with banking app and Swiss francs
12 min24.02.2026

Opening a Bank Account in Switzerland, Neobank, Big Bank or Cantonal Bank, the Honest Comparison

Which Swiss bank account suits expats and students? Neon, Yuh, Zak vs. big and cantonal banks: fees, foreign currency, account opening compared.

Jens Herbst
Jens Herbst
Read article