Moving from Germany to Switzerland - suitcases and documents
Expat Guides for Switzerland
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Complete Guide to Moving from Germany to Switzerland

Jens Herbst

Jens Herbst

CEO BoVita

Read time

10 min

Published

Jan 28, 2026

Updated

Jun 15, 2026

Quality

Verified

As an EU citizen, you don't need a visa for Switzerland, but you must apply for a residence permit within 14 days. Health insurance is mandatory and must be obtained within 3 months. With BoVita, you can immediately find a furnished shared room in Aarau, Wohlen or St. Gallen, with flexible deposit options and no long waiting times.

Key Takeaways

  • 01No visa needed for EU citizens, apply for residence permit within 14 days
  • 02Health insurance is mandatory, obtain within 3 months (approx. CHF 300-400/month)
  • 03Open a Swiss bank account, best done on-site with residence permit
  • 04Furnished shared room at BoVita from CHF 620/month, flexible deposit options, move in immediately
  • 05Withholding tax for foreigners, deducted directly from salary

01

1. Entry and Residence

Visa and Residence Permit

  • German citizens do not need a visa to enter Switzerland.
  • For stays of more than three months, you need a residence permit.

Required Documents:

  • Valid passport or ID card
  • Employment contract or proof of sufficient financial means
  • Health insurance certificate

02

2. Work and Social Security

Starting Work

  • German citizens do not need a special work permit.
  • The employment contract serves as the basis for applying for a residence permit.

Social Insurance

  • Register with the AHV compensation office.
  • Clarify the transfer of your pension rights.
Municipality registration in Switzerland, documents and forms
Municipality registration: One of the first to-dos after moving

Ready for your new home in Aarau?

Furnished shared rooms from CHF 620/month, flexible deposit options, quickly available.

03

3. Insurance

Health Insurance (Mandatory)

  • Health insurance is mandatory in Switzerland.
  • Register within three months of entry.

Liability and Household Insurance

  • Not mandatory but highly recommended.
Health insurance after moving to Switzerland
Health insurance must be obtained within 90 days, mandatory for all newcomers

04

4. Finances

Bank Account

  • Open a Swiss bank account.

Required Documents:

  • Valid ID
  • Residence permit
  • Proof of address

Taxes

  • Clarify your tax obligations.
  • Swiss tax system: municipal, cantonal and federal taxes.
Customs form 18.44 for moving to Switzerland
Form 18.44 for duty-free import of household goods

05

5. Driver's License and Car

  • Convert driver's license within 12 months.
  • For vehicle import: customs clearance and technical inspection.

06

6. Integration

  • Language skills in German, French or Italian are important.
  • Take advantage of local integration programs.

Ready for your new home in Aarau?

Furnished shared rooms from CHF 620/month, flexible deposit options, quickly available.

Frequently Asked Questions

5 questions answered

No, as an EU citizen you don't need a visa. However, you must apply for a residence permit at the municipality within 14 days of arrival.

Sources & Methodology

6 verified sources

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